ArticlesThere is no true “average” drunk driving settlement in Birmingham, and any page that quotes one is guessing. What is true, and what insurers price into every offer, is that drunk driving cases settle for more than comparable sober-negligence crashes, because the driver’s choice opens punitive damages and because Alabama juries punish that choice. Ordinary injury cases may resolve...
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ArticlesMotorcycle riders have no steel frame, no airbags, and no seatbelt, which is why even low-speed crashes cause injuries that would be minor in a car. In 2024, Alabama riders suffered 1,138 injuries and 125 deaths in motorcycle crashes — the deadliest year for riders in at least a decade, according to the Alabama Department of Transportation. Nationally, the...
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Were you injured and transported by an ambulance company such as Regional Paramedical Services? You may have unpaid bills following an incident during which you were injured. This includes an ambulance bill that you may have received in the mail. In fact, you may be shocked to receive an ambulance bill because you have health insurance. Sometimes you will...
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ArticlesA good motorcycle accident settlement in Alabama is one that covers every category of your damages: all past and future medical care, lost income and earning capacity, motorcycle repair or replacement, and fair compensation for your pain, suffering, and permanent losses. There is no official average, and any number that only covers the bills you’ve received so far is...
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ArticlesAlabama has a universal motorcycle helmet law: every rider and every passenger must wear an approved helmet, regardless of age or experience, under Ala. Code § 32-12-41. There is no over-21 exemption, no insurance-based exemption, and no passenger exception. Alabama is one of the strictest helmet states in the country, and for injured riders, helmet compliance can shape the...
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ArticlesQuick Answer: How to Handle Insurance Companies After an Alabama Car Accident After a car accident in Alabama, follow these key principles when dealing with insurance companies: ⚠️ CRITICAL: Alabama is one of only four jurisdictions with strict contributory negligence — meaning if you’re found even 1% at fault, you may recover nothing. One careless statement to an adjuster...
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Alabama motorcycle law comes down to five core requirements: every rider and passenger must wear a helmet, every operator needs a Class M license or endorsement, lane splitting is illegal, motorcycles must carry liability insurance of at least 25/50/25, and passengers are only allowed on bikes equipped for them. Break any of these rules and you face more than...
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ArticlesUS Highway 431 in Alabama is a 353 mile stretch of road between the Alabama and Tennessee border. Often referred to as the “Highway to Hell,” Hwy 431 in Alabama obtained the reputation for the deadliest highway in the world. If you are involved in a car accident on Highway 431 in Alabama, a qualified personal injury attorney can...
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Last Updated: July 16, 2026 First—we are sorry for you if you are trying to deal with Progressive Insurance on your own. Progressive has a history of delaying the claims process and ghosting claimants. This means it may take longer than it should to get the financial compensation you may deserve following a motor-vehicle accident. Another trick up Progressive’s...
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ArticlesLast Updated: July 21, 2026 Young America Auto Insurance, which is owned by Fred Loya Insurance, typically writes minimum automobile insurance policies ($25,000 in Alabama). From our experience, dealing with Young America is a total disaster because Young America like to delay, delay and then delay some more. Young America also likes to low ball injury victims or deny...
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