First—we are sorry for you if you are trying to deal with Progressive Insurance on your own. Progressive has a history of delaying the claims process and ghosting claimants. This means it may take longer than it should to get the financial compensation you may deserve following a motor-vehicle accident. Another trick up Progressive’s greedy sleeve is low balling claimants when making offers to pay a claim.
WHEN WILL I HAVE A BODILY INJURY CLAIM WITH PROGRESSIVE?
If you were injured because of the actions of another motorist, you will have a bodily injury claim against the other motorist. How could Progressive Insurance be part of the equation? In either of two scenarios:
1) the other motorist has Progressive liability insurance, or
2) the other motorist is underinsured or uninsured and you have underinsured or uninsured motorist coverage through Progressive.
In either of these two scenarios, you will be dealing with Progressive Insurance.
Dealing With Progressive Insurance Is A Headache
The bottom line is that Progressive treats people who are injured by its insureds and its insureds who are injured by other people the same. In our experience, Progressive simply has a reputation of being difficult with claimants.
In fact, we are not the only ones who frown upon Progressive. Check out the terrible reviews others have left online. Ouch! Look at that rating!
How Do I Contact Progressive Insurance?
If you are involved in an accident that results in bodily injury you should contact an attorney first. We do recommend that you try to deal with Progressive on your own.
Your attorney can open a claim with Progressive on your behalf and you will never have to speak with any employee or agent of Progressive.
However, if you are involved in an accident that results in just property damage, you should consider contacting Progressive to report a claim. But where do you start?
Progressive provides two methods to file a claim:
- you can call Progressive at (800) 776-4737 to report the accident; or
- you can report the accident on Progressive’ website.
What Do I Need To Provide Progressive Insurance To File a Claim?
Like most insurance companies, Progressive’s goal is to pay out as little as possible on your claim. In fact, it will often fall on the accident victim to prove that he or she is fully entitled to collect on their insurance policy.
Thus, it is imperative to gather as much information as possible to help bolster your auto accident claim.
Examples of information you may want to provide to your attorney or Progressive to support a claim include:
- A FORMAL POLICE REPORT
- MEDICAL BILLS
- PHOTOGRAPHS OR VIDEOS OF THE ACCIDENT SCENE
- CONTACT INFORMATION FOR OTHER PARTIES INVOLVED IN THE ACCIDENT
- WITNESS STATEMENTS
- WITNESS CONTACT INFORMATION
Since the insurance company’s goal is to pay you as little as possible, it is crucial to building a strong case for why you are entitled to collect.
An experienced accident attorney can help you identify and gather relevant evidence to use in pursuing your Progressive insurance claim.
Our Attorneys Can Help You With Your Progressive Auto Insurance Claim
Do not waste your time being jerked around by Progressive Insurance. Filing a bodily injury claim with Progressive can be complicated and tedious. Our team of personal injury and auto accident lawyers has extensive experience helping accident victims get the compensation they deserve from Progressive Insurance.