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Young America Auto Insurance, which is owned by Fred Loya Insurance, typically writes minimum automobile insurance policies ($25,000 in Alabama). From our experience, dealing with Young America is a total disaster because Young America like to delay, delay and then delay some more. Young America also likes to low ball injury victims or deny liability even when liability is clear. It is notorious for saying the injury victim is “20% at fault” to justify denying the victim’s bodily injury claim.

Check out Young America’s terrible reviews on the Better Business Bureaus’s website and complaintsboard.com.

If you have a bodily injury claim with Young America, your best bet is to hire an attorney that will file a lawsuit and beat Young America into submission.

Our team of personal injury and auto accident lawyers has extensive experience helping accident victims get the compensation they deserve from Young America.

If you were hurt by an insured of Young America, give the Fob James Law Firm a call today at 205-407-6009 or contact us online to discuss your case and see what we can do for you. 

How To File Claims Against Young America?

If you are involved in an accident that results in bodily injury you should contact an attorney first. Do not try to deal with Young America on your own or else you will being doing so at your own peril.

Your attorney can open a claim with Young America on your behalf and you will never have to speak with any employee or agent of Young America.

However, if you are involved in an accident that results in just property damage, you should consider contacting Young America to report a claim. But where do you start? 

Young America provides limited methods of filing a claim. Basically your best bet is to call Young America at 855-620-9443 and file a claim over the phone. Hopefully, you will not be on hold for hours or get ghosted for weeks.

Young America Auto Insurance Claims Can Include:


What Do I Need To Provide Young America To File a Claim?

Like most insurance companies, Young America’s goal is to pay out as little as possible on your claim. In fact, it will often fall on the accident victim to prove that he or she is fully entitled to collect on their insurance policy.

Thus, it is imperative to gather as much information as possible to help bolster your auto accident claim. 

Examples of information you may want to provide to your attorney or Young America to support a claim include: 


Since the insurance company’s goal is to pay you as little as possible, it is crucial to building a strong case for why you are entitled to collect.

An experienced accident attorney can help you identify and gather relevant evidence to use in pursuing your Young America insurance claim. 

Our Attorneys Can Help You With Your Young America Auto Insurance Claim

Contacting Young America to report an accident claim can be complicated. However, having an auto accident attorney can make the process feel more manageable. 

If you are in the process of pursuing an insurance claim with the Young America claims office, the Fob James Law Firm is here to help.

Our attorneys can help you gather important evidence and information, go to war with Young America, and navigate the claims process from beginning to end.

Call 205-407-6009 or contact us online today for a free case review and begin the process toward recovery. 

Author Photo

Fob James

Fob James obtained a B.S., in software engineering from Auburn University and then continued his education by getting his J.D. from Vanderbilt University School of Law. After working for a large regional firm for several years where he obtained awards for both individual and corporate clients, Fob found that his passion was fighting for individuals who have been seriously injured or wronged by others. Fob believes that the jury is the great equalizer to the power and influence that large corporations have in society.