| Read Time: 2 minutes
Attorney Portrait Articles

Common Nursing Home Injuries to Sue for in Alabama

Nursing home neglect and abuse are growing problems around the country. When you decide to move your family member to a nursing home facility, you expect the facility will treat them with respect and professionalism; however, that does not always happen. If you believe your family member is a victim of nursing home abuse, it’s crucial to contact an Alabama nursing home abuse lawyer right away. At Fob James Law Firm, we understand what a traumatic experience this can be for both your loved one and your family. Contact our office to schedule an initial consultation to learn more about holding the nursing facility responsible.    Types of Nursing Home Injuries Common nursing home injuries include falls, medication errors, and bedsores. Falls in Nursing Homes Falls represent one of the most common injuries in nursing homes. While older people are more prone to falls due to gait issues or muscle weakness, nursing home factors can also play a role. For example, wet floors in the hallway can be treacherous for an older person with mobility problems. Lack of lighting can lead to a resident tripping over something on the floor. Incorrect bed height can cause someone to fall when they try to get out of bed in the morning. Nursing homes should be closely monitoring residents who have a high risk of falling. If the staff is not monitoring high-risk patients because the facility is short-staffed or the employees are being negligent, accidents happen. These residents may be victims of nursing home neglect. Bedsores in Bedridden Residents Many people transferred to a nursing home are there because they are unable to take care of themselves. That includes the ability to get up and out of bed on their own. Nursing home residents rely on the staff for their care. Nursing home staff should bathe them, clean them up, change their bed linens, etc. When a bedridden patient is not regularly rotated and moved, this increases the pressure on the skin. This can cause bedsores, which most commonly occur on the tailbone, hips, buttocks, heels, and ankles. Medication Errors Residents of nursing homes are usually on at least one prescription medication, generally more. When you have a lack of adequate staff or overworked employees, the propensity for medication errors increases. Some of the most common errors include giving the wrong medication, not giving medicines at all, or overdosing. Medication errors have serious consequences, even proving fatal for some residents who don’t receive the necessary drugs or receive the wrong dosage. Contact an Alabama Nursing Home Abuse Lawyer Nursing home residents have federal rights under the Nursing Home Reform Act of 1987. Some of these rights include the right to freedom from neglect, abuse, or mistreatment and the right to accommodation of medical, physical, psychological, and social needs. If you suspect your family member is in severe and immediate danger, you should contact 911. Holding the facility accountable for nursing home abuse and neglect is important. It can also prevent other families from experiencing the same tragedy you have. At Fob James Law Firm, we take fewer personal injury cases than other similar firms. We believe in devoting the best resources available to each client. We have years of experience with nursing home abuse and neglect cases and are here to help you and your loved ones. To schedule a free, no-obligation consultation, contact our office today. Let us help you protect your family member’s rights and ensure the nursing home does not harm anyone else’s loved ones.

Continue Reading

| Read Time: 3 minutes
Attorney Portrait Articles

Do I Need an Injury Lawyer in Alabama?

If you or a loved one sustained injuries due to someone else’s actions, you might be wondering who will take care of your medical expenses and reimburse you for time missed from work. Understandably you want the responsible party to compensate you for your damages. You may be asking the question, Do I need a personal injury lawyer?  In many situations, retaining an Alabama personal injury lawyer is beneficial to your case. However, you want to make sure you’re hiring the right Alabama personal injury lawyer for you. At Fob James Law Firm, we believe in quality over quantity. We take fewer cases when compared to some other firms. Their priority is to sign as many clients as possible without regard to the client’s needs or protecting their rights. We devote all available resources to each client. Not every case requires assistance from an injury lawyer, but many do. Here’s a look at some situations where you should consider hiring a personal injury lawyer in Alabama. If you have any questions or would like to speak with a member of our team, contact us today. Disputed Liability When there is a dispute in liability, you should consider speaking with an injury lawyer. Alabama is one of the only remaining contributory negligence states. What that means is if the insurance company can successfully pin even 1% of the blame on you, you won’t be able to collect money for your damages. The other party’s insurance company will look to put any blame on you to get out of paying the claim. But don’t despair—a skilled injury attorney can help you prove that you weren’t at fault for the accident. Severe or Catastrophic Injuries When your injuries are severe, you need an injury lawyer with experience handling catastrophic injuries. You should never agree to a settlement or sign a release of all claims without speaking with an attorney first. Some insurance companies may offer you a payment early on in the case to limit their liability. This tactic is common when the adjuster suspects your case involves severe injuries with permanent damage and future medical expenses. Unfortunately, if you resolve your claim and find out you are not fully healed and need more treatment a month later, you cannot return to the insurance company to demand more money. Be especially cautious if you resolve different portions of your case independently. Consider a car accident case, for example. You might settle the property damage portion earlier in the process. Adjusters sometimes try to get you to sign something agreeing that cashing the check extinguishes all claims. Multiple Parties Involved Cases involving more than one at-fault party can be complicated to resolve as well. Perhaps you were in an accident with a large commercial truck. You may have a claim against the driver, the trucking company, and possibly even a part manufacturer if there is an alleged product defect. An attorney can help you sort through the evidence to identify all liable parties and potential sources of compensation. Your Claim Was Denied  If you believe the insurance company unfairly denied your claim, you need to file a lawsuit. You should not proceed into litigation without an attorney on your side. Litigation can be costly and complicated. Do you have the necessary fees and costs you can pay upfront? When you retain the right personal injury firm, your attorney will handle all the associated litigation costs. Most injury lawyers bill on a contingency basis. They will take a percentage of your settlement plus fees and costs only if they successfully recover compensation on your behalf.   Contact Fob James Law Firm Today If you are unsure whether you need an injury attorney, there’s no harm in scheduling an initial consultation. Because most injury attorneys bill on a contingency basis, you have nothing to lose by attending a meeting. When you meet with one of our attorneys, we will go over your case and advise you of the best course of legal action. We will also likely tell you what we believe your case to be potentially worth. We will inform you upfront whether your case looks promising or whether there is clear evidence of your contributory fault that would bar you from recovery. If you are already in negotiations with the insurance carrier and close to settling for a reasonable amount, we may recommend you continue on your own. Every case is different. Let us have the opportunity to review your specific situation and help you find the right course of action. Contact the Alabama personal injury lawyers at Fob James Law Firm today to schedule a consultation with one of our knowledgeable team.

Continue Reading

| Read Time: 4 minutes
Attorney Portrait Articles

What Is the Process for Filing a Motorcycle Accident Insurance Claim?

Dealing with the other driver’s insurance company following an accident is stressful enough. However, it’s often more challenging when you’re riding a motorcycle. Despite what the at-fault driver’s insurance company wants you to believe, they aren’t on your side. They have one goal—to reduce their overall payout. Don’t be intimidated by the motorcycle claims process and consider walking away, as you could be giving up a lot of money that is rightfully owed to you. Instead, hire an experienced Birmingham motorcycle claims attorney to represent you. Then, you won’t have to speak with the insurance company at all.   At Fob James Law Firm, LLC., we have years of experience assisting injured motorcycle victims with filing their claims. We understand the tactics that insurance companies use when dealing with accident victims. When you retain us immediately following an accident, we will deal with the other driver’s insurance company directly, so you don’t have to. If you are on the fence about hiring an attorney, here’s what you need to know about filing a motorcycle insurance claim in Alabama on your own. What Type of Claim Do You Need to File? There are two main types of claims when you are looking to collect compensation from the other driver. These are property damage and personal injury claims. Your property damage claim is for the damages sustained to your motorcycle. If you were at fault or you hit a stationary object, you may need to file a claim with your own insurance company if you have applicable coverage. First-party property coverages are collision and comprehensive. Collision would apply when you strike a fixed object or hit someone else, and the accident is your fault. Comprehensive is for non-collision damage, such as dropping your bike. These coverage types typically have a deductible that you need to meet before the insurance company pays your claim. When someone else is at fault, you will present a third-party claim to their insurance. If a shop can repair your motorcycle, the at-fault driver’s insurance company might cover repair costs. If the auto shop cannot fix it, the insurance company may pay for the value of your motorcycle minus salvage. A third-party personal injury claim is for your injuries. Before you can receive compensation in a personal injury claim, you have to prove liability against the other driver. You could be entitled to recover compensation for your current and future medical expenses, lost wages, your physical pain and suffering, mental anguish, etc. Preparing for Filing a Motorcycle Insurance Claim The most important thing to have for your claim is preserved evidence. Provided you can do so safely, try to obtain as many photos as possible before moving your motorcycle or the other vehicles from the accident site. You want to capture all the damage to your motorcycle and the other car. Include pictures of skid marks and anything else that could be an essential part of your claim, such as road conditions, weather, etc. Be sure to exchange information with the other driver and ask to see their identification. You also want to contact the police and wait for them to arrive, especially if you are injured. If you do not require transport to the hospital from the accident scene, it’s crucial to seek medical treatment as soon as possible. If you delay treatment or skip appointments, the other driver’s insurance may use that against you to claim your symptoms aren’t related to the accident. Motorcycle Insurance Claim Process If you are filing a claim with your own insurance company, you may need to contact your agent (if you have one) or contact the claims number for your carrier. You may need to sign a proof of claim form, which you need to verify is correct. When presenting a first-party claim, your insurance company must act in your best interest or you could accuse them of bad faith. If you are making a third-party claim, you will need to contact the other driver’s insurance company to file that claim. This insurance company owes you no duty, which is why you need to be cautious of what you say. They will want you to provide a recorded statement. You should not do so without legal representation. When an insurance company wants you to make a statement without your lawyer present, they are hoping you will say something they can use against you. Then, they can use your own words to deny your claim outright or reduce your overall claim value. Once they process the claim, an adjuster is assigned. The adjuster opens an investigation and asks you to send all supporting information, including the police report, photos of the damage, medical records, employment records, and more. They use this information to decide whether your claim has merit.  Please be advised that the insurance company’s primary goal is to reduce their own exposure. You can expect the adjuster to place as much fault on you as possible and argue that your medical bills are excessive or that you were treated longer than you should have been for this type of injury. Insurance companies rely on the fact that you are inexperienced in the legal process and negotiations. That is one reason why having an attorney represent you is beneficial. We know what to look for, and will not let the insurance company undervalue your claim or unfairly deny it. Settling a Motorcycle Claim Once you have presented a demand letter and engaged in negotiations, your claim may settle. You should speak with an experienced Birmingham motorcycle accident attorney before agreeing to the settlement and signing a release of all future claims. Once you sign the release, you cannot return to the insurance company for additional compensation if you need further treatment down the road. Insurance companies may also include tricky language in the check memo, noting you forfeit the right to any further claims, which could be problematic if you resolve your property damage and bodily injury claims at separate times....

Continue Reading

| Read Time: 4 minutes
Attorney Portrait Articles

What Uninsured Drivers in Alabama Should Know

The Alabama car insurance laws require vehicle owners and drivers to carry liability insurance. Despite these requirements, a significant percentage of Alabama drivers do not have insurance. Getting caught driving while uninsured is a crime. If you get caught, you face criminal charges and a substantial fine. If you obey the law and have at least the minimum required amount of auto liability coverage, you still face a substantial risk of getting into an accident with an uninsured driver. If an uninsured driver’s actions cause you to sustain injuries, you could find yourself in a dire financial situation. One of the best ways to avoid this risk is to carry uninsured motorist insurance on your own policy. That way, even if the at-fault party has no coverage, you have a way to cover your medical bills and car repair costs. You can also consult an experienced Alabama car accident attorney to explore your other options for seeking justice.  The Fob James Law Firm helps our clients get the justice and financial compensation they deserve. We can even help with getting your own insurance company to pay your uninsured motorist claim. We offer a free consultation and case review, to help you get the answers and information you need. What Are the Alabama Car Insurance Requirements? Alabama’s car insurance laws mandate that all drivers and vehicle owners have liability insurance. The law requires that you carry a minimum of $25,000 per person ($50,000 max per accident) in liability coverage for bodily injury. In addition, you must carry at least $25,000 in personal property damage liability coverage. The statutes also require the inclusion of uninsured (UM) and underinsured (UIM) motorist coverage in Alabama car insurance policies. However, you have the right under the law to refuse UM/UIM coverage. For you to reject UM/UIM, your insurance carrier must have you sign a rejection form. If you do not sign a rejection form, then your policy under the law will include UM/UIM coverage. The Risk of Uninsured Drivers in Alabama Data from the Insurance Information Institute shows that, on average, 12.6% of American drivers do not have car insurance coverage. Alabama’s numbers fall far below the average. In fact, almost 20% of Alabama motorists are uninsured, ranking our state the seventh worst in the United States. Without question, uninsured drivers pose a growing problem in our state. Alabama also has a high rate of motor vehicle collisions. In 2019 (the most recent year for which data is available), an accident occurred in Alabama every 3 minutes and 18 seconds. Someone sustained an injury in a car crash every 11 minutes and 19 seconds. With this high volume of accidents, your odds of getting into an accident with an uninsured driver are significant. What Are the Penalties for Driving Without Insurance in Alabama? If you drive without insurance, you could face misdemeanor criminal charges. The penalties for driving uninsured in Alabama could put you in jail for up to six months. You could face a fine of up to $3,000 or more, depending on how many times you get caught. You could also lose your driver’s license and vehicle registration for six months or more. After multiple offenses, the state could impound your vehicle. As stiff as the penalties are for driving without car insurance, you could face a more serious situation if you get into an accident with an uninsured motorist. If the uninsured driver is at fault, you have little hope of recovering compensation for your physical, financial, or emotional damages. You won’t have any way to pay your medical bills or cover your living expenses while you can’t work. The best way to avoid getting into this dire situation is to carry uninsured motorist insurance on your own auto policy. How Does Uninsured Motorist Work? When you add uninsured motorist coverage to your policy, you have coverage to fall back on when you need it. If the at-fault driver does not have insurance, you can submit a claim on your policy. You can purchase coverage that pays for medical treatment as well as property damage. This way, your medical bills and car repair or replacement will be covered—assuming you purchase enough coverage to handle a serious injury accident. When you add this coverage to your policy, you can also add coverage for underinsured motorists. Many drivers carry only the state minimum coverage of $25,000 for bodily injury. If you are seriously hurt, that likely won’t go far enough to pay your medical bills. Underinsured motorist coverage kicks in under those circumstances and continues to pay for your treatment until you reach your policy limits. Again, purchasing enough coverage is important if you want to be protected under any circumstances. How Much Uninsured Motorist Coverage Do I Need? To determine how much uninsured motorist coverage you need, consider what it might cost if you have a serious accident. For example, if your car was totaled, how much would you need to replace it? More importantly, how much could your medical bills be if you sustain severe injuries? An extended hospital stay can easily reach $100,000 or more if you require surgery or any extended care. The good news is that, for most drivers, uninsured motorist insurance is highly affordable. Most drivers can get $100,000 of coverage for less than $150 per year. So, you may find yourself wondering, Is uninsured motorist coverage worth it? We want you to know that the unequivocal answer is yes.  When Should You Contact an Alabama Car Accident Attorney? If you get into legal trouble for driving without car insurance in Alabama, you can pay your fines and serve your time, or you can contact a criminal defense attorney. If you get hit by someone without insurance, that’s the time to consider how a personal injury lawyer can help. An attorney can help determine whether the at-fault party has any assets you can pursue legally. They can also help you explore other options for getting justice. Another occasion...

Continue Reading

| Read Time: 4 minutes
Attorney Portrait Articles

Do I Need Uninsured Motorist Insurance in Alabama?

If you get into an accident that someone else caused, the other driver is liable for your damages. If that driver does not have car insurance, the chances of recovering compensation directly from them are small. If you carry uninsured motorist insurance on your own auto policy, however, that coverage can help with your medical bills and car repairs. Alabama’s insurance laws require all drivers to carry liability insurance. Nevertheless, thousands of uninsured drivers take to the streets every day. If you sustain injuries in a collision you didn’t cause, an Alabama car accident lawyer can help you get the compensation you need. The Fob James Law Firm provides aggressive legal representation to injury accident victims. We deal with the insurance companies and handle the complex negotiations to get the maximum possible compensation for your medical bills, lost income, pain and suffering, and more. What Is Uninsured Motorist Insurance? The uninsured motorist insurance definition comes as no surprise. Uninsured motorist (UM) coverage is an add-on component to a standard auto insurance policy. UM provides coverage when the policyholder has an accident with a motorist who does not have insurance. Similar to UM coverage, you can also purchase underinsured motorist (UIM) coverage. This coverage helps you if the at-fault driver did not carry sufficient insurance to pay for your damages. Insurance companies often offer these two coverages together. What Does Uninsured Motorist Insurance Cover? Typically, UM pays for your injury treatment and that of your passengers, if applicable. Depending on your policy, UM may also pay for property damage if the other driver was at fault. When purchasing car insurance, make sure to ask the agent or carrier specifically what your policy covers. If your car is badly damaged or totaled in an accident with an uninsured driver, you want to make sure you have the necessary coverage. Otherwise, you won’t have any financial assistance to repair or replace the vehicle. Do the Alabama Insurance Laws Require Uninsured Motorist Insurance? Alabama’s Mandatory Liability Insurance Law requires motorists to carry liability insurance. Minimum coverage limits are $25,000 bodily injury (per person), $50,000 bodily injury (aggregate), and $25,000 in personal property coverage. Alabama law also requires UM and UIM coverage to be offered by the insurance company in all auto policies written in the state, with coverage limits to match the liability minimum requirements. However, the law goes on to allow motorists to decline UM/UIM coverage without penalty. So, while Alabama law requires uninsured and underinsured motorist coverage to be offered, it also does not require you to carry this type of insurance. In order for the insurance carrier to not include UM/UIM coverage as part of its insured’s policy, the insurance carrier must get a signed rejection from its insured. Is Uninsured Motorist Coverage Worth It? According to the Insurance Research Council, as many as one in eight U.S. drivers are uninsured.  Although Alabama requires motorists to carry liability insurance, your chances of getting into an accident with an uninsured motorist are significant. If you don’t carry UM coverage, you may not have any way to pay for your medical treatment. If your injuries prevent you from working, you won’t have the ability to pay your bills and living expenses. Underinsured motorist insurance is also important. Even if the other driver has insurance, it might not be enough to cover your damages. At $25,000, Alabama’s minimum liability requirements are very low. Should you require extensive medical treatment, your bills will quickly exceed that sum. Fortunately, UM/UIM coverage is affordable. According to a review of some insurance websites, the average cost of uninsured motorist insurance is much lower than the cost of liability insurance. For $100,000 of coverage, the average cost ranges from $86 to $134 per year. Even better, the average cost of car insurance in Alabama is almost 5% lower than the national average. Your rates will vary depending on your age, driving record, and other factors. However, the affordability of UM coverage makes it worthwhile for everyone to carry. What If the Insurance Company Denies Your Uninsured Motorist Claim? Sometimes, even your own insurance company could deny your claim. In other cases, the insurer might agree to pay only a fraction of your claim’s actual value. If that happens, an experienced personal injury lawyer can help. In most car accident injury claims, you pursue compensation through the at-fault party’s insurance company. Insurance companies regularly try to minimize their financial liability. They attempt to deny valid claims or reduce their value in any way possible. For this reason, car accident attorneys discourage speaking to the insurance company or providing any statement. If you must submit a claim through your own uninsured motorist or underinsured motorist coverage, you could encounter some of the same challenges. Even though you are the insured, insurance companies still look for ways to deny or minimize claims. After any type of motor vehicle collision, consider consulting an attorney as soon as possible. In a situation where the at-fault party might be uninsured, talking to a lawyer can be even more important. Your attorney can investigate the accident and explore the details of the at-fault party to determine what your options might be for recovering compensation. If you do have to file a claim with your insurance company, your attorney can help make certain that the insurer upholds its obligations to you under your policy.  Schedule a Free Consultation with an Alabama Car Accident Lawyer After an accident, you need someone on your side. The experienced attorneys of the Fob James Law Firm will fight tirelessly to get you the justice and fair financial compensation you deserve. Our attentive and highly personalized level of service gets results, as you can see from our past settlements and awards. Although our past case results might not reflect the outcome of your case, you can rest assured that we will do what it takes to get the best possible results for you. We assist clients in Birmingham and throughout Alabama. Call...

Continue Reading

| Read Time: 4 minutes
Attorney Portrait Articles

How Often Do Auto Accident Settlements Exceed the Policy Limits?

The law mandates that drivers carry a certain amount of automobile liability coverage. Unfortunately, these limits aren’t always enough to cover your damages, especially in cases involving severe to catastrophic injuries. Based on that, you might assume that many auto accident claims settle for more than the policy limits, but that’s rarely the case. If you have concerns about policy limits and car accident settlement payouts, speak with one of our experienced Birmingham auto accident lawyers at Fob James Law Firm. How Often Do Auto Accident Settlements Exceed the Policy Limits? Alabama requires drivers to carry the minimum liability insurance amounts, which are: $25,000 per person bodily injury or death in a single accident; $50,000 for bodily injury or death for all people in any one accident; and $25,000 in property damage in a single accident. The first amount is what the insurance company will pay for one person in any single accident. If there are multiple injured parties in the same accident, the second amount will apply. The third amount is limited to property damage. In a 25/50/25 policy where you are the only injured party, the maximum you might receive is $25,000. If you and two passengers are injured, the available limits would be $50,000 apportioned between the three of you. Bodily injury and property damage limits are not interchangeable. An insurance company will not use a portion of the $25,000 property damage coverage to make up the difference on your bodily injury claim. These are the minimum amounts required in Alabama, and drivers can opt to purchase higher limits and other related coverage, such as uninsured motorists (UM) and underinsured motorists (UIM). With a serious injury collision, it’s easy to max out the minimum liability limits very quickly. However, most cases will resolve for the insured’s policy limits unless there are exceptional circumstances. For example, maybe the defendant has enough personal assets to cover the accident . Another example can be if multiple parties can contribute to the settlement, or there is a bad faith allegation against your insurance company. Types of Injuries That Often Exceed Insurance Policy Limits Some types of injuries are prone to exceeding the available policy limits—even in higher liability coverage situations. Common examples include: Traumatic brain injuries; Spinal cord injuries, including paralysis; Other spinal injuries such as herniated discs requiring surgery; Accidents involving motorcycles or large trucks; and Other catastrophic injuries. With the cost of medical treatments and insurance policies rising, the value of car accident claims can easily exceed policy limits. Catastrophic injuries aren’t the only claims that typically exceed policy limits.  How to Collect the Full Value of Your Car Accident Claim Depending on the circumstances, you may have the ability to pursue compensation beyond the at-fault driver’s liability coverage. Possible options include the following. Multiple At-Fault Parties If multiple parties are at fault for your accident, you may be able to recover from more than one insurance policy. For example, if the defendant was working for a delivery company, it may be possible to collect from the driver’s insurance and the delivery company’s policy. Umbrella Policy Some people carry a general umbrella liability policy to protect themselves in situations such as this. Coverage under an umbrella policy won’t be triggered until all other available policies have paid out their limits. You’re more likely to find an umbrella policy with corporate defendants, but some individuals also have them. Suing Beyond Policy Limits   There is no legal obligation for you to settle your case. You can try to sue the defendant personally for the amount above their insurance limits. However, you are on your own to collect the judgment. The court will not assist you directly with this. Often, a defendant can fall in a category known as “judgment proof.” This term means they don’t have any personal assets to satisfy the remaining amount owed. Suing the defendant for the remaining amount only makes sense if they are very wealthy or have additional insurance policies that might apply to the accident. To satisfy any personal judgment beyond the policy limits, you need to try to get a judgment lien to seize assets or property to satisfy the award. Even if you get a lien, it doesn’t mean the defendant will automatically pay. Underinsured Motorist (UIM) Coverage If you carry underinsured motorist coverage (UIM) on your insurance policy, you have an option to file a claim if the at-fault driver’s policy limits aren’t enough to cover your damages. Your insurance company will treat your case as a third-party liability matter, investigating your injuries and damages. They will not automatically pay out your limits just because the other driver’s insurance company did. In cases where your damages are significantly greater than the third-party liability limits, the other driver’s insurance company may choose to tender limits early on. For example, consider a situation where you are presenting a demand for $75,000. If the at-fault driver only has $25,000 bodily injury limits, then the insurance company may offer $25,000 early on in the claims process. The reason for that is because their investigation reveals your claim is worth over their insured’s limits, so it doesn’t make sense to keep the claim open longer. Allegations of Bad Faith If there’s a chance that the insurance company engaged in any deceptive behavior or acted in bad faith, you might have a chance to get additional compensation above policy limits. However, this will only apply in first-party cases such as UM or UIM. Alabama doesn’t recognize third-party bad faith claims.  Insurance companies sometimes commit bad faith, but many accident victims do not realize they have an additional claim. Bad faith in this situation means your insurance company is not reasonably settling your claim within the available policy limits. Examples of bad faith include: Not issuing payment in a timely manner; Failing or refusing to investigate a claim in a proper and timely manner; and Not providing a reasonable and timely explanation for the denial of your claim. If...

Continue Reading

| Read Time: < 1 minute
Attorney Portrait Alabama Accident News

Boating Crash in Tennessee River Leaves One Dead

(Jackson County, AL, August 7, 2021) — A man died in a boating collision on the Tennessee River on Saturday night. The man was on a 1973 Orlando aluminum fishing boat with two women when the crash happened. According to the Alabama Law Enforcement Agency, a large commercial towing boat struck the fishing boat at about 8:45 PM. The impact knocked all three fishing boat passengers into the water near the Alabama 117 bridge near Stevenson. The two female fishing boat passengers were retrieved quickly. The ALEA transported both women for medical treatment, but they did not provide details on their conditions. However, the man, later identified as James Ray Blair, was not found until hours later. Blair had died in the water; he was 52 years old.  The ALEA is investigating the collision.  Source: AL.co

Continue Reading

| Read Time: 2 minutes
Attorney Portrait Accident Reports

How To Get a Copy of Your Montgomery Accident Report

After a car crash, police will likely arrive soon. They will proceed to write an accident report, adding as much detail as possible. Your Montgomery, Alabama car accident report can play a significant role in your claim. Fortunately, there are multiple ways to acquire one. Our experienced Alabama auto accident attorneys will review your options. Where to Find Your Car Accident Report in Montgomery, AL You may obtain a Montgomery, Alabama accident report in two ways: through the Alabama Law Enforcement Agency or directly through the police department. Alabama Law Enforcement Agency If going through the Alabama Law Enforcement Agency, there are three ways to get a copy of your car accident report: By mail, filling out a Crash Report Request Form; By phone, calling (334) 242-4241; In-person, at a Driver License Reinstatement Office. Copies of crash reports cost $15 each. If you pay by credit card you will also be charged a credit card processing fee. Montgomery, Alabama Police Department If going through the Montgomery Police Department, there are two ways to get a copy of your crash report: In-person: Request your Montgomery, AL accident report at the police department; or By mail: Mail in a money order, certified check, or company check and include a self-addressed, stamped envelope or email address to receive the Montgomery accident report. Accident reports obtained through the police department are $5. What Information Is Included In the Alabama Accident Report? Police officers will do their best to get as much information into the crash report as possible. Standard information you can find in your accident report includes: Date; Time; Location; Driver information; Description of the accident and injuries; Weather conditions at the time of the accident; Photos of the scene and vehicles; and Information regarding any tickets issued at the scene. Car accident reports can be very beneficial to your claim, as they provide an abundance of information about the crash. How an Attorney Can Help A car accident attorney will work hard to get you the compensation you deserve after a car accident, and a crash report can be extremely helpful. Your attorney will likely request a copy of the accident report as part of their thorough investigation. They will also use this information when negotiating with the insurance company. Insurance companies are synonymous with doing everything possible to limit liability, but an accident report is a neutral and unbiased document your attorney will use to prove the other driver’s liability.  The team at Fob James Law Firm has over 40 years of experience helping car accident victims fight for their rights and just compensation. We understand the stresses and frustrations that come after a car accident, so we strive to provide kindness and compassion when you need it most. Our team takes on fewer cases to provide our clients with the highest quality legal representation. We offer free case reviews. Contact us today or call our firm at (205) 407-6009, and let’s discuss your claim. 

Continue Reading

| Read Time: 3 minutes
Attorney Portrait Accident Reports

How to Get a Copy of Your Eufaula, AL Accident Report

After a car crash, you should call 911 to report the crash to the local police department. The investigating officer will likely arrive to the scene of the crash soon. They will proceed to investigate the crash and write an accident report, adding as much detail as possible. Your Eufaula, Alabama car accident report can play a significant role in your claim. Fortunately, there are multiple ways to acquire one. Our experienced Alabama auto accident attorneys can help you obtain an accident report and will review your options. Where to Find Your Car Accident Report in Eufaula, AL You may obtain an accident report in Eufaula, Alabama report directly through the police department. Eufaula, Alabama Police Department There are two ways to get a copy of your crash report from the City of Eufaula Police Department: In-person: Incident and accident reports are available Monday through Friday, 8 am until 5 pm from the records division at the Eufaula Police Department, which is located at 545 East Barbour Street Eufaula, Alabama 36027. There is a $5 charge per report.  Online: You can request a copy of an incident or accident report online at the Government Portal for a credit or debit card payment of $8. You will need to provide the name of the driver, the date of the crash, and your phone number. Where to Find Your Car Accident Report in Barbour County, AL If you were in a car accident that occurred outside the city limits of Eufaula in Barbour County, Alabama, you can likely download your accident report online depending on which law enforcement agency investigated the crash. If the Alabama State Troopers investigated the crash, you can download your Alabama accident report online through the Alabama Law Enforcement Agency’s website: Crash Report Request Page To download your car crash report, you will need to provide your ALEA case number or the last name of a driver in the crash and their driver’s license number. Copies of crash reports cost $15 each. If you pay by credit card you will also be charged a credit card processing fee. If the Barbour County Sheriff’s Office investigated the crash, you can download the car accident report online: Crash Report Request Page To download your Barbour County car accident report, you will need to provide the crash report number, last name of a party involved, and the date of the crash. If you do not know the crash report number you can obtain that information by calling the Barbour County Sheriff’s office at 334-775-3434. What Information Is Included In the Alabama Accident Report? Police officers will do their best to get as much information into the crash report as possible. Standard information you can find in your accident report includes: Date; Time; Location; Driver information; Description of the accident and injuries; Weather conditions at the time of the accident; Photos of the scene and vehicles; and Information regarding any tickets issued at the scene. Car accident reports can be very beneficial to your claim, as they provide an abundance of information about the crash. How an Attorney Can Help A car accident attorney will work hard to get you the compensation you deserve after a car accident, and a crash report can be extremely helpful. Your attorney will likely request a copy of the accident report as part of their thorough investigation. They will also use this information when negotiating with the insurance company. Insurance companies are synonymous with doing everything possible to limit liability, but an accident report is a neutral and unbiased document your attorney will use to prove the other driver’s liability.  The team at Fob James Law Firm has over 40 years of experience helping car accident victims fight for their rights and just compensation. We understand the stresses and frustrations that come after a car accident, so we strive to provide kindness and compassion when you need it most. Our team takes on fewer cases to provide our clients with the highest quality legal representation. We offer free case reviews. Contact us today or call our firm at (205) 407-6009, and let’s discuss your claim. 

Continue Reading

| Read Time: 2 minutes
Attorney Portrait Accident Reports

How to Get a Copy of Your Homewood, AL Accident Report

If you were involved in a motor vehicle collision in Homewood, you might be considering filing a legal claim with the other driver’s insurance company. In most cases, you will need a copy of your accident report to get the process started. After a motor vehicle collision, the police officer reporting to the scene will complete and file an Alabama Uniform Traffic Crash Report form. This form contains a variety of valuable information that will be required for pursuing a legal claim or lawsuit. You can obtain Homewood, AL car accident reports in a few different ways, some of which are easier than others. How to Get a Copy of an Accident Report in Homewood, AL The easiest method of obtaining a copy of an accident report from the Homewood police department is to download the report from the LexisNexis police report site. This site allows you to search police and accident reports and download copies online. You must have been involved in the accident to review or obtain a report. You also need to have the report number or the date of the accident and the last name of a driver. You can also call the police department’s non-emergency number, (205) 332-6200, and arrange to obtain a copy of your report or request one in writing through the mail. Where Is the Homewood Police Department? You can also obtain your Homewood, Alabama accident report in person. The Homewood Police Department is physically located at 1833 29th Ave S, Homewood, AL 35209. Are There Any Other Ways to Get a Police Report in Homewood, AL? Another option for obtaining Homewood accident reports is through the Alabama Law Enforcement Agency (ALEA). They offer an alternative option for you to order a Homewood accident report online. To order an accident report from ALEA you will need either: (i) the case number; or (ii) the last name of a driver and the driver’s driver license number. For both the LexisNexis site and ALEA, you must use a major credit card to complete the order. How Much Does a Homewood Accident Report Cost? If you obtain your report from the LexisNexis database, the cost is typically $23 per report, although this fee is subject to change at any time. If you obtain your report via the ALEA website, the cost is $17.00. Contact the Homewood Police Department for information on how much it will cost to obtain a copy of your report directly from their records office. Need help with the accident report? Fill out the free and confidential form and we will get the report for you. Click Here Contact an Alabama Car Accident Lawyer for Help with a Homewood Accident Report The easiest way to get your police report is to contact an Alabama car accident attorney. Your attorney will gather all the evidence necessary to build a persuasive case on your behalf, including the accident report. At the Fob James Law Firm, our Alabama car accident lawyers work diligently to build your case and negotiate a settlement with the at-fault party’s insurance company. If necessary, our experienced litigators will file a civil lawsuit and fight to get you justice in court. You could be entitled to recover compensation for your medical treatment, lost income, pain and suffering, and more.

Continue Reading