Last Updated: July 16, 2026 First—we are sorry for you if you are trying to deal with Progressive Insurance on your own. Progressive has a history of delaying the claims process and ghosting claimants. This means it may take longer than it should to get the financial compensation you may deserve following a motor-vehicle accident. Another trick up Progressive’s...
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ArticlesLast Updated: July 21, 2026 Young America Auto Insurance, which is owned by Fred Loya Insurance, typically writes minimum automobile insurance policies ($25,000 in Alabama). From our experience, dealing with Young America is a total disaster because Young America like to delay, delay and then delay some more. Young America also likes to low ball injury victims or deny...
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Last Updated: July 21, 2026 Unfortunately, many people immediately worry about missing work due to a car accident instead of prioritizing their well-being. Missed Work After a Crash — At a Glance Short answer: you do not necessarily need to have missed work to have a claim, but if you DID miss work, those losses are recoverable and worth...
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Insurance companies are supposed to provide coverage for drivers who sustain injuries or property damage in motor vehicle accidents. Unfortunately, however, insurers do not always comply with their own coverage requirements. If you’ve received a wrongful denial of your insurance claim, we want to help. Give the team at the Fob James Law Firm a call to discuss how...
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Can you report reckless driving? How? Driving on the road with a reckless driver can be a scary experience. You may understandably worry about your own safety and the safety of those around you. However, you may not know how to report reckless driving in Alabama. Your quick action may help prevent a catastrophic accident. However, despite your efforts,...
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If you suffered injuries in a serious accident, the experience could throw your life into turmoil. In addition to mounting medical expenses, you may find your recovery taking more time than anticipated. As you continue to miss work, your financial stresses continue to grow. In addition to quantifiable financial harm after an accident, the simple pleasures or activities you...
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Last Updated: July 21, 2026 If you recently suffered serious injuries in an accident, you may be thinking about filing a personal injury lawsuit to recover financial compensation for what you’ve been through. Evaluating Birmingham Injury Lawyers — At a Glance Popularity is a starting point, not an answer: ads and billboards measure marketing budgets, while verdicts, peer ratings,...
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Head injuries are the leading cause of death in motorcycle accidents, and they happen to helmeted riders too. A helmet dramatically improves your odds, but no helmet can fully stop the brain from moving inside the skull during a violent impact. That is why every rider who hits their head in a crash needs medical evaluation, even when they...
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Car insurance coverage can be confusing—from purchasing to making a claim. Unfortunately, even if you pay your premiums on time, it doesn’t mean your insurance company will always treat you fairly. Insurance companies will always look out for themselves and try to pay out as little as possible during the claims process. There are numerous things insurance companies don’t...
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If you caused the accident, yes: full coverage car insurance rates rise an average of 48% after an at-fault crash, roughly $1,121 more per year, according to NerdWallet’s 2026 analysis. If the accident was not your fault, the honest answer is “maybe, but far less than you fear.” Not-at-fault accidents raise rates by about 4% on average, and here’s...
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