When you present a personal injury claim to an insurance company, you expect them to handle your claim with professionalism and to resolve it within a reasonable amount of time. The last thing you want is the insurance company dragging their feet in resolving your claim. Unfortunately, you will often encounter delays from not only the defendant’s insurance company,...
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Last Updated: July 22, 2026 National General Insurance, which is owned by Allstate, writes alot of automobile insurance policies in Alabama. From our experience, dealing with National General can be challenging Filing a National General Claim — At a Glance Know who you’re dealing with: National General operates in the nonstandard, minimum-limits insurance market, which usually means small policies,...
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Accident ReportsLast Updated: July 16, 2026 Who Can Get an Alabama Accident Report — At a Glance The rule: Ala. Code § 32-10-7 limits access to people with a real connection to the crash Who qualifies: drivers and passengers involved, parents or guardians of involved minors, legal representatives of an estate, and the insurance companies handling the claim What to...
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Auto AccidentsCar accidents can be life-altering, leaving victims with physical injuries, emotional distress, and financial burdens. If you’re considering filing a car accident lawsuit in Alabama, you may wonder about the challenges involved and your chances of success. Winning a car accident lawsuit in Alabama depends on several factors, including the state’s legal framework, the strength of your evidence, and...
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ArticlesYes, in Alabama, hospitals must bill health insurance after a car accident. In 2019, the Alabama House of Representatives passed House Bill 11 (HB 11), which significantly changed how hospitals handle billing for patients injured in car accidents. Under this law, effective August 1, 2019, hospitals are required to bill a patient’s health insurance provider for medical treatment related...
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ArticlesNavigating the aftermath of a car accident can be daunting. Especially when the other driver is uninsured or underinsured. In Alabama, there’s a legal provision that can help. It’s called stacking uninsured underinsured motorist coverage. But what does this mean? And how does it work? “Stacking” insurance means that if you have multiple vehicles on your automobile policy, you...
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ArticlesLast Updated: July 22, 2026 If you or a loved one sustained injuries due to someone else’s actions, you might be wondering who will take care of your medical expenses and reimburse you for time missed from work. Do You Need an Injury Lawyer? — At a Glance You likely do when: anyone was injured beyond bruises, fault is...
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Last Updated: July 16, 2026 Getting Your Homewood Crash Report — At a Glance Fastest: the ALEA online crash portal, about $17 total ($15 report + processing fee), reports usually available 7 to 10 business days after the crash By mail: ALEA’s SR-31 request form with a $15 money order or certified check (no personal checks), P.O. Box 1471,...
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ArticlesLast Updated: July 22, 2026 Car accidents can be life-altering events. They often leave victims grappling with physical injuries, emotional trauma, and financial burdens. Hiring an Attorney for a Car Accident Claim — At a Glance For the claim itself, an attorney changes three things: the insurer’s valuation of your file, the evidence that gets preserved, and who does...
Continue ReadingLast Updated: July 22, 2026 Gainsco Auto Insurance, which is owned by State Farm, typically writes minimum automobile insurance policies ($25,000 in Alabama and $30,000 in Texas). From our experience, dealing with Gainsco is a total disaster. It likes to low ball injury victims or deny liability even when liability is clear. Check out Gainsco’s horrendous reviews on the...
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