ArticlesUber’s rise in popularity has provided greater access to transportation, but it has also brought about more accidents on the road.
While it is unfortunate to experience an accident in the backseat of your Uber, you may have legal options to seek financial compensation.
If you’ve been involved in an Uber accident as a passenger, The Fob James Law Firm is ready to help you.
Uber Accidents in Alabama
Uber has been available throughout Alabama since 2018. With more Uber drivers, you can expect more accidents on the road. Because of this, there are special insurance rules for Uber accidents in Alabama.
Insurance Coverage for Uber Passengers and People in other Vehicles
If an Uber driver is driving a passenger, Uber’s company insurance policy comes into play. The state of Alabama requires Uber to carry $1 million liability coverage per incident.
If an Uber driver causes a car wreck, the $1 million policy applies to passengers and people in other vehicles that get hurt.
Other Insurance Coverages
Additionally, Uber must provide their drivers with $1 million in uninsured motorist coverage.
If an Uber driver is active on the app but is not driving any passengers and does not have any ride requests, Uber’s insurance policy provide’s drivers with:
- $100,000 coverage for injuries;
- $25,000 coverage for property damage; and
- $50,000 coverage per person for medical expenses.
It is important to note Uber’s policy is secondary is this scenario. After an Uber accident, the other person must file a claim with the driver’s insurance company before they can go after Uber’s insurance.
Finally, if an Uber driver is completely logged off the app and not working, the driver’s car insurance will provide coverage.
Because they are not currently working, Uber’s insurance would not cover the driver in case of an accident.
In Alabama, every driver must have minimum car insurance coverage, including:
- $25,000 bodily injury per person;
- $50,000 bodily injury per accident; and
- $25,000 property damage.
Therefore, after an Uber accident, it is crucial to know whether the driver was working or not.
An Uber accident claim lawyer can help you get the details of your accident straightened out.
Who Is Responsible for Uber Accidents?
Determining who is responsible for an Uber accident often requires some investigation.
Was there a passenger in the Uber at the time of the accident? Was the Uber driver on the way to pick up a passenger? Was the Uber driver off the clock and making a personal trip?
If you are a passenger in an Uber and an accident occurs, Uber would be responsible. This means you would file a claim against Uber’s insurance policy.
If you’ve been involved in an accident while riding in an Uber, a car accident attorney in Alabama could help you navigate your claim.
What To Do Immediately Following an Uber Accident
What you do after an Uber accident could have an impact on your claim. If possible, after your accident you should:
- Call 911,
- Seek medical care, and
- Take photos and videos at the scene.
Lastly, you should contact an Uber accident lawyer as soon as possible. Uber accident claims can be tricky, but an experienced attorney can help give you peace of mind while seeking the financial compensation you need.
Let an Alabama Uber Accident Attorney Help You
The Fob James Law Firm has had the pleasure of working alongside countless clients throughout the years. We offer the highest quality legal representation when you need it most.
Our firm prides itself on going the extra mile for our clients, offering personalized attention and top-quality service.
If you’ve been involved in an Uber accident, do not hesitate to contact us.
Fob James
Fob James obtained a B.S., in software engineering from Auburn University and then continued his education by getting his J.D. from Vanderbilt University School of Law. After working for a large regional firm for several years where he obtained awards for both individual and corporate clients, Fob found that his passion was fighting for individuals who have been seriously injured or wronged by others. Fob believes that the jury is the great equalizer to the power and influence that large corporations have in society.