Accident Reports in Alabama are not public records. This means not everyone can obtain an accident report from the Alabama Law Enforcement Agency. Generally speaking you need to be an interested party or have some form of nexus to the crash. Alabama Law Specifies Who Can Obtain a Crash Report Under Alabama Code § 32-10-7, the following groups of...
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Car accidents can be life-altering, leaving victims with physical injuries, emotional distress, and financial burdens. If you’re considering filing a car accident lawsuit in Alabama, you may wonder about the challenges involved and your chances of success. Winning a car accident lawsuit in Alabama depends on several factors, including the state’s legal framework, the strength of your evidence, and...
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Yes, in Alabama, hospitals must bill health insurance after a car accident. In 2019, the Alabama House of Representatives passed House Bill 11 (HB 11), which significantly changed how hospitals handle billing for patients injured in car accidents. Under this law, effective August 1, 2019, hospitals are required to bill a patient’s health insurance provider for medical treatment related...
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Navigating the aftermath of a car accident can be daunting. Especially when the other driver is uninsured or underinsured. In Alabama, there’s a legal provision that can help. It’s called stacking uninsured underinsured motorist coverage. But what does this mean? And how does it work? “Stacking” insurance means that if you have multiple vehicles on your automobile policy, you...
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ArticlesIf you or a loved one sustained injuries due to someone else’s actions, you might be wondering who will take care of your medical expenses and reimburse you for time missed from work. Understandably you want the responsible party to compensate you for your damages. You may be asking the question, Do I need a personal injury lawyer? In...
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If you were involved in a motor vehicle collision in Homewood you might be considering filing a legal claim with the other driver’s insurance company. In most cases, you will need a copy of your accident report to get the process started. After a motor vehicle collision, the police officer reporting to the scene will complete and file an...
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Car accidents can be life-altering events. They often leave victims grappling with physical injuries, emotional trauma, and financial burdens. In the aftermath, you may be considering filing a personal injury claim. This is where a car accident attorney comes into play. A car accident attorney specializes in navigating the complex legal landscape of personal injury law. They can help...
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Accident ReportsIf you get into a car accident in Birmingham, Alabama, the responding police officer usually creates a crash report that includes the involved parties and details of the accident. This accident report from the Birmingham Police Department plays a crucial role in your claim if you are not at fault and often determines how much an insurance company offers...
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Gainsco Auto Insurance, which is owned by State Farm, typically writes minimum automobile insurance policies ($25,000 in Alabama and $30,000 in Texas). From our experience, dealing with Gainsco is a total disaster. It likes to low ball injury victims or deny liability even when liability is clear. Check out Gainsco’s horrendous reviews on the Better Business Bureaus’s website. If...
Continue ReadingWondering how to file a car accident claim with Safeway Insurance? Fob James Law Firm is here to guide you through the process. Safeway Insurance Company provides automobile insurance to its customers and insureds. Safeway typically writes minimum insurance policies. The minimum policy limit varies State by State. For example, in Alabama, the required minimum amount of automobile liability...
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