ArticlesCar insurance commercials are everywhere, and they all claim to offer the best rates and the best coverage.
GEICO is the second-largest auto insurance provider in the country, trailing only State Farm.
With its digital mascot and clever tagline, the company currently holds 14% of the entire market share—only two points behind the leader.
But when you are actually in an auto accident, how do these claims hold up?
If you find yourself running into walls with GEICO auto insurance claims, you have the right to seek the assistance of a personal injury attorney.
The experienced car accident lawyers at Fob James Law Firm are ready to discuss your case to see what we can do for you. Give us a call at 205-407-6009 or send a message for assistance.
How GEICO Car Insurance Claims Work
Like all insurance companies, GEICO makes money by paying less for claims than they collect in premiums.
To maximize profits, adjusters try to get claimants to accept a settlement that is less than the full value of the claim.
Depending on the person’s losses, this can mean losing thousands of dollars.
Whether you’re dealing with GEICO motorcycle insurance claims or GEICO car insurance claims, the game remains the same.
So before you sign any paperwork or formally accept an offer, talk to an attorney. Your Geico claim could be worth more than they’re letting on.
What Do I Need to Provide to GEICO to File a Claim?
When you are filing a claim with GEICO, the information you need to provide is similar to most insurance companies.
Examples of information you may want to provide to GEICO while reporting a claim include:
- The location where the accident occurred,
- When the accident happened, and
- A brief description of what happened.
Because insurance companies are notorious for trying to make claimants pay as little as possible, it is imperative that you try to give as much detail as possible about the incident.
How Can a Lawyer Help with my Claim?
When you hire an attorney to represent your interests, the company has no choice but to take your case seriously.
They may transfer your case up the ladder to a higher ranking employee, which means GEICO insurance claims handled by a lawyer may get more attention.
Then, your attorney can get to work negotiating a fair settlement on your behalf.
How Do I Choose the Right Attorney to Handle My Geico Claim?
Although the big insurance companies operate across the country, every state has its own set of laws governing insurance claims.
So if your accident happened in Alabama, you’ll want to find a lawyer (or law firm) in Alabama. Most of the time, attorneys who take on insurance companies practice personal injury law.
Your attorney should have knowledge of Alabama insurance law. In addition, they should know the ins and outs of auto insurance policies and how to capitalize on this contract for your benefit.
The “fine print” in your policy is a contract, and an experienced attorney will know how to navigate this language to ensure that the company upholds its end of the bargain.
Finally, you want a lawyer that will be an advocate for you. Insurance companies like GEICO will give claimants the run around to get them to settle for less than they should.
But a lawyer can handle the paperwork and negotiations for you, making the process less stressful.
Find a lawyer you trust to fight for your rights in GEICO auto insurance claims.
Fighting a GEICO Car Insurance Claim? Our Attorneys Can Help You!
If you were in an auto accident in Alabama, recovery can be a difficult and stressful process. And when GEICO drags its feet on paying a fair settlement, it makes matters even more difficult.
At the Fob James Law Firm, our personal injury team has over 40 years of experience successfully fighting for our clients’ rights.
We are passionate about achieving the best possible settlement or trial result for accident victims throughout Alabama and Florida and offer a free case review.
Contact us or call us at 205-407-6009 to talk about your case today.
Fob James
Fob James obtained a B.S., in software engineering from Auburn University and then continued his education by getting his J.D. from Vanderbilt University School of Law. After working for a large regional firm for several years where he obtained awards for both individual and corporate clients, Fob found that his passion was fighting for individuals who have been seriously injured or wronged by others. Fob believes that the jury is the great equalizer to the power and influence that large corporations have in society.