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Allstate Accident Claims

Filing an auto insurance claim can be a daunting experience. When the accident involves an Allstate insured, the claims process may become even more challenging. Allstate is often ranked as one of the worst insurance companies in the country. In fact, researchers at the American Association for Justice rank Allstate as the absolute worst. Allstate accident insurance claims adjusters are notorious for denying and undervaluing claims. Your best chance of getting a fair settlement is to hire an Alabama auto accident lawyer who can protect your rights.

Pursuing Allstate Car Accident Claims

Allstate has been in business for nearly 100 years. Its primary mission is to earn returns for its shareholders. However, that mission comes at the expense of Allstate policyholders. While promoting a “good hands’ approach to the public, the American Association for Justice says Allstate routinely uses a “boxing gloves” approach with its own policyholders.

It’s also widely known that Allstate values claims using software called Colossus. This software was the subject of a multi-state lawsuit against Allstate for mishandling claims. Programs such as Colossus can be easily manipulated to lowball victims. The system may routinely place a percentage of fault on you when there is none. The system even looks at information such as whether an attorney represents you, yet it doesn’t take into consideration factors such as your pain, stress, inconvenience, loss of enjoyment of life, etc.

With Allstate insurance accident claims routinely denied or undervalued, it’s crucial that you don’t let yourself get taken advantage of or treated unfairly. Your claim value should be unchanged no matter what insurance company the at-fault driver has. Having a skilled Alabama car accident lawyer on your side is essential.

How an Alabama Car Accident Lawyer Can Help

When it comes to Allstate accident claims, retaining an experienced attorney is the best way to go. At the Fob James Law Firm, we routinely deal with Allstate adjusters, so we know what to expect. We will preserve and gather all evidence to support your claim. We will request records, speak with witnesses, conduct a scene investigation, and more.

It may be necessary to retain industry experts such as an accident reconstructionist who can confirm the accident occurred as you stated. This report or testimony may be needed when Allstate tries to attribute fault to you wrongfully.

We may also retain a medical doctor who will review your records and determine whether your injuries are consistent with the type of accident and follow an appropriate treatment regimen. This information may be critical with what Allstate deems as a low-impact accident. Allstate will aggressively argue against paying out claims in a collision where there is not much physical damage to the vehicles. The adjuster will say that a mild concussion, whiplash, and other soft tissue injuries are subjective and you can’t prove them in court. But our attorneys have experience combating these tactics.

Contact Our Alabama Car Accident Lawyers Today

The best way to protect your rights and maximize your accident claim is to hire an attorney. Insurance companies cannot take advantage of your inexperience with the claims process when you have a legal advocate on your side. At the Fob James Law Firm, we have four decades of experience helping Alabama clients get the compensation they deserve after a car accident. Let us put our skills and expertise with Allstate accident insurance claims to work for you. Contact our office today to learn more about how we can help.

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Fob H. James, IV

Fob James obtained a B.S., in software engineering from Auburn University and then continued his education by getting his J.D. from Vanderbilt University School of Law. After working for a large regional firm for several years where he obtained awards for both individual and corporate clients, Fob found that his passion was fighting for individuals who have been seriously injured or wronged by others. Fob believes that the jury is the great equalizer to the power and influence that large corporations have in society.