Like all states, Alabama requires all drivers to carry a certain amount of liability insurance for auto accidents. One of the largest auto insurance companies in the country is Progressive. They are the third biggest insurance providers by market share in America, behind only State Farm and GEICO. If you are in an accident due to another driver’s negligence, you expect their insurance to compensate you fairly for your losses. Sadly, this isn’t always the case. Big companies like Progressive might focus a little too much on the bottom line and use their vast resources to give you the runaround. If you are stuck in limbo with your Progressive insurance auto claim, it might be time to talk to an Alabama personal injury lawyer.
How the Claims Process Works (and Doesn’t Work)
Alabama is one of the many “fault” auto insurance states. This means that a person who is injured in an accident and/or sustains vehicle damage files a claim with the at-fault driver’s car insurance company for compensation. This puts their insurance company in direct opposition to your interests. A Progressive insurance claims adjuster will conduct an investigation to determine if they should pay your claim and how much your claim is worth.
In a perfect world, your claim is promptly and properly paid, allowing you to get back to normal. But big carriers like Progressive bog things down in paperwork, investigations, or other bureaucratic muck to avoid paying. If they can get the claimant to settle for less money than they are entitled to or give up altogether, they are turning a profit. This is not only incredibly frustrating, it’s detrimental to your recovery.
How a Personal Injury Lawyer Can Help
If you are facing roadblocks with insurance adjusters or are unsure if your claim will be taken seriously, an Alabama attorney can help. You have every right to seek legal representation in these situations, so don’t let the insurance carriers make you sign any paperwork without talking to an attorney.
A lawyer can represent your interests in the claims process from start to finish, even when the best option is to file a civil lawsuit. They know the insurance laws specific to Alabama and how to read tricky contractual language that you find in an insurance policy. Progressive processes thousands of auto claims a year. An experienced attorney’s job is to make sure yours doesn’t get buried under the weight of their vast resources.
Filing an Auto Claim? Call the Fob James Law Firm First!
Auto accidents happen every day. Sadly, sometimes it takes hiring legal representation for the big insurance carriers to take a claimant seriously. If you are looking to file a Progressive auto insurance claim, the personal injury team at Fob James can help. We have over 40 years of experience successfully representing clients in all types of personal injury suits, including auto accidents. We take pride in providing aggressive advocacy for injured victims in Alabama and work hard to ensure they get every bit of compensation they deserve. We offer a free case evaluation to potential clients, so call us at 205-407-6009 to talk about your accident today.