Gainsco Auto Insurance, which is owned by State Farm, typically writes minimum automobile insurance policies ($25,000 in Alabama). From our experience, dealing with Gainsco is a total disaster. It likes to low ball injury victims or deny liability even when liability is clear. Check out Gainsco’s horrendous reviews on the Better Business Bureaus’s website.
If you have a bodily injury claim with Gainsco, your best bet is to hire an attorney that will file a lawsuit and beat Gainsco into submission.
How To File Claims Against Gainsco
If you are involved in an accident that results in bodily injury you should contact an attorney first. Your attorney can open a claim with Gainsco on your behalf and you will never have to speak with Gainsco.
However, if you are involved in an accident that results in just property damage, you should consider contacting Gainsco to report a claim. But where do you start?
The Gainsco claims department provides a variety of ways to file a claim.
If you are a Gainsco policy holder you can file through their website with your login and password.
If you are not a Gainsco policy holder you can file your claim by calling Gainsco’s claim number. at 1-866-424-6726.
Gainsco Auto Insurance Claims Can Include:
- PERSONAL INJURY CLAIMS
- PROPERTY DAMAGE CLAIMS
If you need assistance getting started, our accident attorneys would be happy to help you navigate the process.
What Do I Need To Provide To GAINSCO To File a Claim?
Like most insurance companies, Gainsco’s goal is to pay out as little as possible on your claim. In fact, it will often fall on the accident victim to prove that he or she is fully entitled to collect on their insurance policy.
Thus, it is imperative to gather as much information as possible to help bolster your auto accident claim.
Examples of information you may want to provide to your attorney or Gainsco to support a claim include:
- A FORMAL POLICE REPORT
- MEDICAL BILLS
- PHOTOGRAPHS OR VIDEOS OF THE ACCIDENT SCENE
- CONTACT INFORMATION FOR OTHER PARTIES INVOLVED IN THE ACCIDENT
- WITNESS STATEMENTS
- WITNESS CONTACT INFORMATION
Since the insurance company’s goal is to pay you as little as possible, it is crucial to building a strong case for why you are entitled to collect.
An experienced accident attorney can help you identify and gather relevant evidence to use in pursuing your Gainsco insurance claim.
Our Attorneys Can Help You With Your Gainsco Auto Insurance Claim
Contacting Gainsco to report an accident claim can be complicated. However, having an auto accident attorney can make the process feel more manageable.
If you are in the process of pursuing an insurance claim with the Gainsco claims office, the Fob James Law Firm is here to help.
Our attorneys can help you gather important evidence and information, go to war with Gainsco, and navigate the claims process from beginning to end.