First—we are sorry for you if you are trying to deal with Progressive Insurance on your own. Progressive has a history of delaying the claims process and ghosting claimants. This means it may take longer than it should to get the financial compensation you may deserve following a motor-vehicle accident. Another trick up Progressive’s greedy sleeve is low balling...
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ArticlesYoung America Auto Insurance, which is owned by Fred Loya Insurance, typically writes minimum automobile insurance policies ($25,000 in Alabama). From our experience, dealing with Young America is a total disaster because Young America like to delay, delay and then delay some more. Young America also likes to low ball injury victims or deny liability even when liability is...
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Unfortunately, many people immediately worry about missing work due to a car accident instead of prioritizing their well-being. Still, the injuries associated with a car accident often require medical treatment, including hospital stays, x-rays, and surgeries. These expenses add up fast. According to CBS News, a moderate-severity emergency room visit in Alabama costs an average of $1,496. But how...
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Insurance companies are supposed to provide coverage for drivers who sustain injuries or property damage in motor vehicle accidents. Unfortunately, however, insurers do not always comply with their own coverage requirements. If you’ve received a wrongful denial of your insurance claim, we want to help. Give the team at the Fob James Law Firm a call to discuss how...
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Can you report reckless driving? How? Driving on the road with a reckless driver can be a scary experience. You may understandably worry about your own safety and the safety of those around you. However, you may not know how to report reckless driving in Alabama. Your quick action may help prevent a catastrophic accident. However, despite your efforts,...
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If you suffered injuries in a serious accident, the experience could throw your life into turmoil. In addition to mounting medical expenses, you may find your recovery taking more time than anticipated. As you continue to miss work, your financial stresses continue to grow. In addition to quantifiable financial harm after an accident, the simple pleasures or activities you...
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If you recently suffered serious injuries in an accident, you may be thinking about filing a personal injury lawsuit to recover financial compensation for what you’ve been through. However, these cases are often challenging, so most parties choose to work with an experienced personal injury lawyer. Of course, few people have experience looking for a lawyer. That being the...
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Head injuries from motorcycle accidents are more common than you might think. Unfortunately, they also tend to be deadly. Even those who survive live with constant complications, such as memory loss, reductions in cognitive ability, and even paralysis. Here are some statistics about motorcycle accident head injuries and the consequences of those injuries. Motorcycle Accident Head Injury Statistics Since...
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Car insurance coverage can be confusing—from purchasing to making a claim. Unfortunately, even if you pay your premiums on time, it doesn’t mean your insurance company will always treat you fairly. Insurance companies will always look out for themselves and try to pay out as little as possible during the claims process. There are numerous things insurance companies don’t...
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For many, accidents often result in increased policy premiums. While the amount of the increase differs among policyholders, it can have a negative impact on their finances regardless. So, how much does insurance increase after an accident? Here’s what you need to know about when and why insurance companies raise premiums after an accident. Does Insurance Go Up if...
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