When hurricanes strike Alabama, the damage can be catastrophic. From roof and siding destruction to flooding and structural damage, recovering from a storm is overwhelming.
If your home or business suffered hurricane damage, the Alabama hurricane damage attorneys at Fob James Law Firm can help you hold insurance companies accountable and recover the compensation you deserve.
Call (205) 407-6009 today for a free consultation. We don’t get paid unless you win.
Why You Need a Hurricane Damage Lawyer in Alabama
Hurricane claims can be complicated. Insurance companies often delay or deny claims to protect their profits. An experienced attorney can:
- Investigate the full extent of your property damage
- Document losses with photos, estimates, and expert reports
- Negotiate with insurance adjusters on your behalf
- File lawsuits if the insurer acts in bad faith
Our team understands Alabama’s insurance laws. We have a strong history of helping homeowners recover from hurricane damage.
Common Types of Hurricane Damage in Alabama
In the past 90 years, nine deadly hurricanes have hit Alabama. Storms don’t have to be a category four or five to cause significant damage either.
Milder hurricanes and tropical storms can cause widespread destruction too.
Common hurricane damage includes:
- Roof damage: leaks, missing shingles, complete roof replacement
- Siding and structural damage: broken walls, windows, doors
- Flooding and water damage: interior damage, mold remediation
- Storm debris damage: fallen trees, fences, sheds
- Business property loss: inventory, equipment, and structural damage
No matter the damage, an experienced hurricane damage attorney can ensure your insurance company pays for all covered losses.
Hurricane Insurance Claims and Bad Faith
Insurance companies in Alabama are required to act in good faith. Common bad faith actions include:
- Denying claims without a valid reason
- Offering unreasonably low settlement amounts
- Delaying payment unnecessarily
- Misrepresenting policy coverage
If your insurance company is acting unfairly, we can take legal action. This will help you get compensation for all your losses, including extra damages allowed by Alabama law.
Our Step-by-Step Process for Hurricane Damage Claims
- Free Case Evaluation: We review your policy, losses, and claim history.
- Damage Documentation: We collect evidence, photos, and estimates to support your claim.
- Negotiation with Insurers: We handle communications and demand fair compensation.
- Litigation if Needed: If the insurer refuses to pay fairly, we file a lawsuit on your behalf.
- Compensation Recovery: We pursue full reimbursement for property damage, lost property value, and bad faith claims.
Why Choose Fob James Law Firm
- Decades of Experience: Over 25 years representing Alabama homeowners and businesses
- Proven Results: Successful recoveries in hurricane and storm damage cases
- No Win, No Fee: You pay nothing unless we win your claim
- Local Knowledge: We understand Alabama insurance laws and hurricane impact areas
- Client-Focused: Clear communication and personalized legal strategies
Frequently Asked Questions
What should I do immediately after hurricane damage?
Document the damage, contact your insurance company, and consult an experienced attorney before signing anything.
How long do I have to file a hurricane damage claim in Alabama?
Most property damage claims should be filed as soon as possible. Alabama law usually gives you 6 years to file a claim for breach of contract. For bad faith claims, you have 2 years from when you learn the facts.
Can I file a lawsuit if my insurance claim is denied?
Yes. Our attorneys specialize in bad faith insurance claims and can pursue legal action to recover the compensation you are owed.
Does Fob James Law Firm handle business property claims?
Absolutely. We handle residential and commercial hurricane damage claims throughout Alabama.
Contact an Alabama Hurricane Damage Attorney Today
Don’t wait—evidence can disappear quickly, and insurance companies often use delays to reduce your claim.
Call Fob James Law Firm at (205) 407-6009 or fill out our online contact form for a free, no-obligation consultation. Let us fight for the compensation you deserve.